2006 Formula Formula 370 Super Sport — Stillwater, MN

A 2006 Formula 370 Super Sport at Stillwater, Minnesota, asking $89,990 through Midwest Yacht Sales. This is the Decatur, Indiana yard's core argument — a twin-stepped sport cruiser built from 2001 to 2017, a nominal 37-footer running 38.5 ft overall on 10.5 ft of beam, drawn for speed carried with real finish. The marine press named the model Sport Cruiser of the Year in 2004 and test boats ran it near 58 mph with the big power option; seventeen model years in production is its own evidence the idea held.

Two honesty notes. We hold no sister 370 to benchmark $89,990 against, and the listing declares no condition, hours or time on market — the survey has to carry that weight. And a Super Sport's mid-cabin is a sport boat's cabin: weekends, not a dedicated cruiser's volume.

What our shelf does place is the premium. Mid-2000s production cruisers near this length ask $60,900–$82,500 here, so the Formula wears a surcharge on age and size; what it buys is the build — the stepped bottom, the cored hullsides, the finish the yard trades on. It sits with the rest of the powerboat ladder.

The yard's own answer to the cabin objection is the 2007 Formula 34 PC at Gordonville, Texas — the cruising-first brief, a year newer and three feet shorter, $27,009 more at $116,999:

Where the value instinct leads instead, the 2006 Rinker 360 Express Cruiser at Bloomington, Indiana is the same year with two more feet for $7,490 less:

And the upgrade lies in this boat's own harbor — a 2013 Monterey Sport Yacht, also at Stillwater, seven years newer at $164,800:

But if it is the stepped Formula ride with the Formula finish you are after, this is the one to survey first: