2014 Monterey 214 SS — Bayville, NJ 08721

A 2014 Monterey 214FS at Bayville, New Jersey, asking $22,937 — the kind of oddly precise number a dealer's winter-sale spreadsheet produces, and the ad says exactly that. MerCruiser 5.0L sterndrive with 262 hours, Lowrance electronics, a Fusion stereo, and dual batteries with a switch. No trailer, which the seller states plainly and offers to solve.

The right engine in the right hull, priced under the median. The under-$50k bowrider band centers on $29,900; this asks $22,937 with the 5.0 V8 — the engine this 21-footer wants, where many carry the smaller 4.3. Low hours for a 2014, dealer-fronted. Survey it like a private sale anyway: compression, bellows, gimbal bearing, the deck around the bow rail — and budget $3,000 for the trailer if you tow.

Its web runs both directions. Below it, the Chaparral 21 H2O includes the trailer and saves three thousand, at the cost of the smaller V6:

Above it, the Crownline 215 SS is the same size five years newer:

And at the band's ceiling, sheer length: the Rinker Captiva 276 at twenty-eight feet:

If the V8 in a trailerable hull is the brief, this is the one to drive: