2006 Rinker 360 Express Cruiser — Bloomington, IN

A 2006 Rinker 360 at Bloomington, Indiana, asking $82,500 through Pop Yachts — one of two brokers carrying her, which usually means a seller in earnest. Rinker of Syracuse, Indiana built family powerboats on one premise: the most boat the money could buy. The 360 — badged Fiesta Vee 360 or 360 Express Cruiser depending on the year, the same hull either way — was that premise at full stretch: a 39-foot mid-cabin express cruiser sold under the class's usual money, giving six berths, a solid bulkhead door on the forward stateroom where the norm was a curtain, and twin big-block sterndrives.

Two honesty notes. We hold no sister ship, so $82,500 cannot be benchmarked against another 360; and the listing reached us with no hours, no condition detail, no gear list. A twenty-year-old sterndrive cruiser lives or dies by its maintenance record — the survey is the real negotiation here. Indiana suggests fresh water, but that is geography, not evidence.

What the shelf does place is the price: $82,500 buys the longest boat among the express cruisers we hold — everything comparable is shorter, and most of it asks more, from $85,000 at 31 feet to $330,000 at 34. That is the Rinker trade stated plainly: the badge sold on price new and resells on price now — footage, not pedigree. She files with the powerboats.

If it is the pedigree that nags, the same-year Formula 370 Super Sport at Stillwater is the build-quality answer — two feet shorter, $7,490 more:

The same yard's money also works the other direction: a 2018 Rinker 290 Express Cruiser at Miami trades eight feet of boat for twelve model years, at $85,000:

And where the instinct is to spend less rather than newer, the 2003 Carver 350 Mariner at Cumming, Georgia keeps the cruising volume at $60,900 — $21,600 under this boat:

But if it is the full 39 feet you are after, nothing else on this shelf reaches it — this is the one to survey first: