2013 Monterey Monterey 330-340-355 Sport Yacht — Stillwater, MN

A 2013 Monterey 340 Sport Yacht at Stillwater, Minnesota, asking $164,800 through Midwest Yacht Sales. The 330/340/355 Sport Yachts sat at the top of Monterey's line from 2007 to 2020, and the yard's habit shows in them: American production sterndrive hulls under European-influenced topsides. The 340 is a hardtop express — 35.25 ft on an 11.25 ft beam, a fixed roof where the type usually gives you canvas. On a Minnesota season, that roof is not styling.

Two honest notes. We hold no other 330/340/355, so no sister on our shelf prices this one — the class has to do it. And we have not seen the boat: engine hours, service records and the state of the drives are survey questions, not shelf facts.

The class prices it like this. Among the cruisers we hold around it — 2003 to 2018, 27 to 39 feet — asks run $20,500 to $116,999 on the powerboat shelf. Exactly one asks more, and it is eight years newer. So $164,800 tops the band for the vintage, $47,801 above the next-dearest, a 2007 Formula 34 PC of the same length; the premium buys the year and the hardtop, not feet. The nearest counter-argument lies in the same town — the 2006 Formula 370 Super Sport at Stillwater, three feet longer for $74,810 less:

Where the same brief gets smaller, Monterey answers itself: the 2013 260 SCR at Eufaula is this model year one size down, seven feet shorter and $92,801 cheaper:

The single boat on the shelf asking more is the 2021 Schaefer 303 Sport at Port Saint Lucie — two feet shorter, eight years newer, $30,200 over this ask. That is what buying the years costs:

If it is the hardtop at this length you want, this is the one to survey first: